ELIZABETH, N.J. (PRWEB) – Fine wines are living, breathing organic treasures that are sensitive to even the smallest changes in the elements; temperature changes, humidity variances, friction and agitation can quickly damage a bottle and its contents. Xpeditr wine insurance provides extended coverage to specifically address the different types of damage a wine bottle or wine collection might experience due to the elements, natural disasters, power outages, and more.
Unfortunately, many assume that their home insurance policy covers all contents in the home, but this is not always the case. The answer lies in the fine print; some home insurance policies might provide minimal coverage for damage to a wine cellar or collection caused by fire, flood, or theft, while others may not provide any coverage at all.
Another factor wine collectors must consider is wine shipping insurance. If a home insurance policy is deemed to provide adequate coverage of the wine cellar and collection, it is unlikely this coverage extends beyond the boundaries of the home to wine bottles or collections in transit. During transportation, fine wines are subjected to the elements if not properly packed and stored in high-grade wine boxes that help maintain temperature and humidity levels, cushion bottles, protect exterior labels, and preserve their value. It is vital that an insurance policy include complete wine shipping coverage for breakage, physical damage, temperature and humidity damage.
Xpeditr’s full coverage wine insurance policy ensures wine lovers around the world can adequately protect their collection of fine wines from damage, at all times. Xpeditr offers premium coverage and first-rate payout policies so there is no waiting period for claims to be settled. This is the difference between quality insurance, and an insurance company trying to avoid paying for a claim. As of June 1, 2018, liability limits and cargo coverage for wine collections were increased up to $40 million, and are now available for purchase on any collection shipped by the Xpeditr team.
A fine wine collection can take a lifetime to build, and is an investment that deserves protection with wine storage insurance. The Xpeditr team is made up of wine lovers, collectors, sommeliers and logistics experts who truly understand the heart and soul of fine wine, and provide services they know are valued by wine connoisseurs and collectors around the world. XERT the Xpeditr Emergency Response Team was specifically created to pro-actively protect and preserve fine wine collections from natural disasters, and is an added feature included in Xpeditr’s full coverage wine insurance policy.
All Xpeditr clients are assigned an experienced, personal representative to manage all needs, services, and special requests, providing a specialized boutique experience that offers peace of mind, and is trusted by fine wine collectors world-wide. Don’t wait for disaster to strike, protect your fine wine investment and contact Xpeditr today.